One of the reasons why budgeting becomes challenging is because we can barely differentiate wants from needs. Oftentimes, we wanted to be in with the trend. Thus, we buy more than we need, which should never happen. To avoid living from paycheck to paycheck, spending less than what we earn is always the answer. Need …
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It is not a secret that budgeting is one of the hardest parts of adult life. Many of us end with nothing in our wallets and bank accounts even before the next paycheck. I’ve been there, and I experienced firsthand how hard the consequences are if you don’t manage your budget carefully. Given these, I’ve …
More often than not, we are tempted to spend more than what we earn, which is a sure recipe for disaster. Budgeting is the best way to keep ourselves from being buried in debts. By doing so, it requires a fair amount of discipline and commitment until making a budget plan and sticking to it …